Investment Calculator

Initial Investment: One-time principal amount invested

Monthly Contribution: Regular monthly investment amount

Annual Return Rate: Expected annual investment return rate

Investment Period: Total number of years planned for investment

Compound Frequency: Frequency of reinvesting returns

A = P(1 + r/n)^(nt) + PMT × [((1 + r/n)^(nt) - 1) / (r/n)]

Where: A = Final amount, P = Principal, r = Annual rate, n = Compound frequency, t = Time, PMT = Regular contribution

• Stock Market: 6% - 10% annual return

• Bond Funds: 3% - 6% annual return

• Mixed Funds: 4% - 8% annual return

• Bank Wealth Management: 2% - 4% annual return

• Time Deposits: 1.5% - 3% annual return