Investment Calculator
Calculate your investment returns and compound growth
Usage Instructions
Initial Investment: One-time principal amount invested
Monthly Contribution: Regular monthly investment amount
Annual Return Rate: Expected annual investment return rate
Investment Period: Total number of years planned for investment
Compound Frequency: Frequency of reinvesting returns
Compound Interest Formula
A = P(1 + r/n)^(nt) + PMT × [((1 + r/n)^(nt) - 1) / (r/n)]
Where: A = Final amount, P = Principal, r = Annual rate, n = Compound frequency, t = Time, PMT = Regular contribution
Investment Recommendations
• Stock Market: 6% - 10% annual return
• Bond Funds: 3% - 6% annual return
• Mixed Funds: 4% - 8% annual return
• Bank Wealth Management: 2% - 4% annual return
• Time Deposits: 1.5% - 3% annual return