Budget Calculator

Create and manage your personal budget. Track income, expenses, and savings to achieve your financial goals.

Monthly Income

Total Monthly Income:$6,500.00

Monthly Expenses

Total Monthly Expenses:$3,500.00

Budget Summary

Total Income
$6,500.00
Total Expenses
$3,500.00
Remaining Budget
$3,000.00
Budget HealthExcellent

Expense Breakdown

Housing
$1,500.00
42.9%
Transportation
$500.00
14.3%
Food
$600.00
17.1%
Utilities
$200.00
5.7%
Entertainment
$300.00
8.6%
Other
$400.00
11.4%

How Budget Planning Works

50/30/20 Rule

A popular budgeting method that allocates:

  • 50% for needs (housing, utilities, food)
  • 30% for wants (entertainment, dining out)
  • 20% for savings and debt repayment

Budget Tips

  • • Track all expenses for accurate budgeting
  • • Review and adjust your budget monthly
  • • Build an emergency fund first
  • • Use the envelope method for discretionary spending
  • • Automate savings and bill payments